Carter Thompson Insurance

Farm Insurance

Farm Insurance Quote Forms

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Farm Insurance Information

Farm Insurance

It’s Your Livelihood. Make Sure It’s Protected.


Farming profit margins are often slim, but these profits can disappear altogether if an unexpected incident results in property damage, equipment damage or other financial losses. Farm and ranch insurance, also called farm insurance, can provide financial stability from events that could otherwise cause severe economic harm. Contact Carter Thompson, Inc. in Douglas, Georgia, to learn more about farm insurance coverage.  

What Is Farm and Ranch Insurance? 

Farm and ranch insurance can play an essential role in helping you manage risk at your property. It is a binding agreement between you and your insurance company in which they agree to pay for covered losses in exchange for your premiums. These policies are generally customizable and can be tailored to meet the needs of your operation.   

What Does Farm and Ranch Insurance Cover? 

Farm and ranch insurance refers to several coverages that can help protect your farm from financial losses. Like home insurance, it can provide personal liability coverage and help pay for damage to the structure of your home; however, it can also offer a broader range of coverages designed to protect crucial aspects of your farming operations. 

Consider the following list of common farm and ranch insurance coverages:   

  • Farm equipment insurance
  • Livestock insurance
  • Farm dwelling coverage
  • General liability insurance
  • Property damage coverage
  • Uninsured/underinsured motor vehicle coverage
  • Equipment breakdown coverage
  • Farm office equipment coverage
  • Farm outbuildings coverage
  • Commercial auto insurance

The agents at Carter Thompson can help you understand your coverage needs. Contact us for a customized insurance quote.  

What Is the Cost of a Farm and Ranch Insurance Policy? 

Your farm’s risks may not be identical to other farms in your area. For this reason, you may not pay the same amount for farm insurance as your neighbors. To determine the cost of your premiums, your insurer may consider multiple factors, such as the following: 

  • Size
  • Number of employees
  • Type of operations
  • Location
  • Prior claims history
  • Assessed value
  • Policy details (e.g., deductibles and coverage limits)

Getting Farm and Ranch Insurance 

Since 1981, Carter Thompson has been helping farmers find the right coverage. Call us at 912-384-7171 to learn more about our farm and ranch insurance policies.    

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